Our Mortgage Expert Partner: Edina Babus and Her Team

Why We Recommend Babus Edina as Home Loan Specialist to Our Clients

• Over a decade of experience in residential mortgage lending
• Independent, bank-neutral solutions
• Fast and efficient support for homebuyers
• Transparent guidance from pre-assessment to disbursement
• Strategic financial planning aligned with your property purchase

Our legal team frequently works alongside mortgage professionals during transactions. Edina’s structured approach and deep understanding of bank decision-making processes significantly increase the predictability of financing outcomes.

Introduction from Babus Edina

Dear readers of e-ingatlanugyvedek.hu,

During my career, I worked for several years at a central banking headquarters as a senior credit approval officer. My professional expertise therefore comes directly from the highest level of banking decision-making.

Today, as an independent mortgage advisor, my goal remains the same: to make the home loan process transparent, secure, and predictable for every client.

I evaluate each case as if I were personally responsible for the credit approval. I believe this mindset creates real value.

Over the years, I have helped thousands of clients approach their financial decisions calmly and confidently. For those who do not yet know me personally, my background as a senior credit approver provides strong professional assurance.

In my view, conscious preparation is one of the most important pillars of a successful property purchase. A proper pre-qualification — completed before starting the property search — gives buyers a clear picture of their borrowing capacity and financing options. This eliminates uncertainty and ensures that the mortgage process proceeds within safe and well-defined parameters.

For mortgage pre-qualification, refinancing, or housing loans, feel free to reach out with confidence.

Kind regards,
Babus Edina

Start Your Property Purchase on Solid Financial Ground

If you would like to secure your home purchase with a reliable financial plan, we strongly recommend completing the pre-assessment form before starting your property search.

Prepared buyers negotiate better, move faster, and purchase with confidence.

Our legal expertise combined with professional mortgage advisory support ensures that your transaction is handled with both financial and legal precision.

How Our Mortgage Expert Can Assist You

Through a personal or online consultation, Babus Edina carefully assesses the financing options of foreign buyers — including those with a foreign address and foreign-source income.

During the consultation, she provides tailored guidance in the following areas:

• Purchasing an apartment or family home in Hungary
• Financing construction or property expansion
• Mortgage refinancing
• Accessing available Hungarian state housing support schemes, such as
  • Otthon Start
  • CSOK Plusz
  • Falusi CSOK
  • Babaváró hitel
• Calculating the required equity (down payment)
• Conducting a preliminary creditworthiness assessment

Each consultation is designed to give you a realistic, bank-level evaluation of your financing capacity — before you commit to a property.